AMFI-registered mutual fund distributorARN-97092Distributor, not an investment adviser

✦ AMFI-Registered Distributor · Serving families since 2009

A more thoughtful way to
build wealth.

YOUR DREAMS OUR PRIORITY

Score my Portfolio →Discover my risk profile

AMFI-registered MFD · ARN-97092

Portfolio Snapshot

₹48,20,540

▲ XIRR 13.2% since 2019

Risk Profile

Balanced Grower

Goal · Aarav's Education

72% funded

On track · SIP ₹18,000/month

₹ 32 Cr

AUM

5100+

Active Clients

15+

Cities Served

50 L+

In Active SIPs

Assets under advice as on 30 June 2026. Retention measured over trailing 3 years.

What we do for you

Six ways to begin — most of them free.

Whether you're just starting out or sitting on a decade of scattered folios, there's a clear first step here for you.

Free

Free Portfolio Analysis

Upload your CAS and get a plain-English report on overlap, cost drag, laggards and gaps — within 24 hours.

Get my free report

Free

Free Risk Profiling

Eight honest questions to discover the investor you actually are — and the asset mix that lets you sleep at night.

Find my risk profile

Free

Free Digital Onboarding

PAN-based KYC check, bank verification and e-sign. Ten minutes, fully paperless, start your first SIP the same day.

Open an account

Goal Planning

Education, retirement, first home — we translate each dream into an inflation-aware monthly SIP you can actually keep.

Plan your goal

Book a Consultation

Thirty unhurried minutes on phone, video or over chai at our office. No product pitch, just answers.

Curated Baskets

Ready-made fund combinations matched to your goals and risk profile — reviewed every quarter by our desk.

See the baskets

Goal planning

Put a number on the dream.
Then a date.

A ₹25 lakh dream today won't cost ₹25 lakh tomorrow. We translate each of life's milestones into an inflation-aware target — and a monthly SIP your household budget can actually keep.

1
Name the goal.
Education, retirement, a home, a wedding — or simply wealth.
2
We price its future.
Inflation-adjusted, with honest return assumptions.
3
You start one SIP.
Mapped to a basket, tracked to the finish line — with annual step-ups.

Plan your goal →

GraduationCap 12–15 yrs

Child's Education

Fees rise faster than CPI. Start when they're small, smile when they're eighteen.

Palmtree 20–30 yrs

Retirement

Thirty years of salary must fund thirty years without one. Compounding needs a head start.

Home 5–8 yrs

First Home

Build the down payment deliberately, so the EMI never owns your evenings.

Palmtree 10+ yrs

Wealth Creation

No single deadline — just the quiet decade of SIPs that changes a family's trajectory.

SIP Calculator

Plan your monthly SIP

See how a disciplined monthly SIP can grow over time.

Monthly SIP₹20,000

Invested

₹36 L

Growth

₹59.19 L

Total value

₹95.19 L

Projected value in 15 years

₹95.19 L

at an assumed 12% p.a. · illustrative

+₹59.19 L of growth

InvestedGrowth

Curated baskets

Ready-made portfolios, matched to your life.

Each basket is a hand-picked combination of 4–6 funds, mapped to a goal and a risk profile — and reviewed every quarter by our research desk.

Low risk

Sahara Income

For retirees who want a steady monthly income stream via SWP, with capital care.

25% Equity70% Debt5% Gold

₹3,000

Min SIP

Funds

3+ yrs

Horizon

Start SIP

Moderate risk

Kar Bachat ELSS

For salaried professionals who want Section 80C savings working harder than an FD.

100% Equity

₹2,000

Min SIP

Funds

3+ yrs

Horizon

Start SIP

High risk

Videsh Vistaar

For globally-minded investors adding US and international equity to the core.

85% Equity10% Debt5% Gold

₹5,000

Min SIP

Funds

7+ yrs

Horizon

Start SIP

Baskets are model combinations of regular-plan mutual fund schemes distributed by us; they are not portfolio management services. Composition may change on quarterly review. Past performance is not indicative of future returns.

About S P SAKHARE FINSERV

Seventeen years of sitting on the same side of the table.

Founded in 2006, we began with a simple vision to help individuals and families make informed financial decisions and work towards their life goals through disciplined investing. Over the years, we have built lasting relationships with our clients by combining experience, personalized guidance and a commitment to putting their financial interests first.

17+

Years beside our
client families

Advice before products

Every engagement starts with your goals and risk profile — never with a scheme brochure.

Radical transparency

Annual written disclosure of the commissions we earn on your investments. No surprises, ever.

One family, one advisor

You get a named advisor who knows your story — not a call-centre queue that knows your ticket number.

Through every cycle

We call you when markets fall — before you feel the need to call us. Behaviour is half the return.

“Wealth is not built in bull markets. It is built in the quiet decade when a family keeps its SIP running while everyone else panics. Our job is to be the steady voice in that decade.”

Sandip Pradip Sakhare

FOUNDER MD & CEO · MA ECONOMICS CFGP · 21 years

Client stories

Families who put a date on their dreams.

★★★★★

“Working with Sandeep Sakhare has completely changed how I look at my personal finances. His enthusiasm for goal-based investment planning and deep knowledge in both mutual funds and insurance gave...”

Kamal Somai

Senior IT Engineer

★★★★★

“As a first-time investor, I was hesitant about entering the market. Sandeep Sakhare made the entire SIP process simple to understand without any pushy sales tactics. He patiently answered all...”

Ankush Arun Lomte

Senior Software Engineer

★★★★★

“I know Sandeep Sakhare for the last 20 years and have always appreciated his commitment and proactive approach. Periodically, he has reviewed my entire financial portfolio and identified critical gaps...”

Shree Vivekananda Damle

M/S Hoerbiger India Pvt. Ltd. (Retired)

Testimonials shared with written client consent; names used with permission.

Recognition